Episode 6

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Published on:

3rd Apr 2025

As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans

“As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans.” This comes directly from HUD’s Mortgagee Letter 2025-09. Why the change? The federal government is tightening access to FHA benefits to only U.S. citizens and lawful permanent residents.

This means:

• No more FHA loans for buyers with work permits, student visas, or temporary immigration status.

• Your buyer MUST have USCIS documentation or be a citizen of the Marshall Islands, Palau, or Micronesia.

This is a critical update—especially in diverse markets like ours where many hardworking families rely on FHA for their first home.


What to Do Now:

1. Pre-screen for residency status immediately.

2. Use MKG’s FHA-qualified preapproval system.

3. Schedule a call with me—we’re here to help you stay compliant and close deals.”



“Don’t let policy changes cost you commission.



MKG Enterprises Corp Mortgage Broker NLMS 1370394

website: https://mkgenterprisescorp.com

(559) 412-7248


Equal Opportunity Lender

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About the Podcast

Broker Realtor Connect
Welcome to Broker Realtor Connect, the podcast where we bridge the gap between mortgage brokers, realtors, and industry professionals to unlock real estate financing solutions
Welcome to Broker Realtor Connect, the podcast where we bridge the gap between mortgage brokers, realtors, and industry professionals to unlock real estate financing solutions that traditional lenders overlook.

At Broker Realtor Connect, we specialize in securing financing for deals that agency lenders, big banks, and traditional insurance companies decline. With customized loan structures, greater flexibility, and faster closings, we empower brokers and realtors to help their clients succeed in today’s competitive market.

If you’re a mortgage broker, real estate agent, private lender, or finance expert with valuable insights to share, we’d love to feature you on the show! Join us to discuss market trends, deal-making strategies, and innovative financing solutions that drive real estate success.
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Marshawn Govan

MKG Enterprises Corp Third-Party Originator NLMS 1370394 is a diversified digital finance company focusing on serving low-income and moderate income communities while promoting equal and fair access to homeownership to first-time home buyers and existing homeowners FHA, Conventional, VA, Jumbo loans, Non Qualified Mortgage loans, DSCR.

The company provides mortgage loans, down payment assistance, life insurance, mortgage insurance, and tax refund advances. The goal is to help underprivileged and underbanked families achieve home ownership. Home equity is the most powerful way to build generational wealth because you can use those funds to increase your wealth and pass it down to your descendants.